E-Commerce

Four C's For Materiaux Boisvert Business Conditions: Pending Legislation: Company is currently asking for an increase in their line of credit form 1.6 million to 2.2 million. Economic Conditions: Seasonal and cyclical sales patterns: - Retail sales were slowest during the winter months, particularly in January and February. Peak periods occurred in May and June, with highest sales in May. - Retail sales were not adversely affected by economic swings. - Industrial market remained strong during the …

…place in the business and the loan was renegotiated from 3.2 million to 1.6 million.. - Age of payables seem a little high. (93 days) -increasing - Return on Equity ratio has jumped 9.0% - Making money back at 11.0%. - Acid Test is very low - not very stable. High risk.. - Interest coverage is low, therefore there is a higher risk for lenders.- Going to need collateral - Equity Financing might be the better decision. ------------------------------------------------------------------------ **Bibliography**