Am I Uninsurable?

Am I uninsurable? Should I let "high-risk" problems go by so my rates stay lower? Should I find a outside doctor to take care of an illness that would increase my insurance rate factor? Over 700 insurance companies are joined together to form the Medical Insurance Bureau (MIB), they hold a database on patient records and insurance transactions. What is the balance between the patient right to privacy and the insurance company right to know? What …

…medical records should be between my doctor and myself. There is room for adjusting policy prices based on criteria, which ones are ethical and which are not is a grey area. Something should be done and laws should be passed. Making a decision on what is allowed and what is not is complex, and is a perfect example of struggling between business and ethics. Sources: MIB website, privacy policy Genetic testing and insurance Hippa agreement