Changing Faces in Insurance

Genetic Testing and Health Insurance By Ryan Lodge Suppose there was a test that could determine who would win the Super Bowl. A test like this would surely destroy the market for bets on the game. Now imagine that insurance companies had a genetic test to measure the level of health risk a person may have. Today, insurance companies do have the technology and desire to do this. Genetic tests will soon be used by …

…available to the public, only people with high heath risk levels are going to want insurance. This blow will surely damage insurance companies in the near future. By banning insurance companies from enforcing genetic tests on their customers, the decadence of the industry would be greatly decreased. Insurance companies, simply put, should not at all be able to force people to take genetic tests or even have the access to look at such genetic tests.